Specialist car insurances giving peace of mind to car owners
At Alexander Swan, we want to give you peace of mind on the road.
First and foremost, it’s a legal requirement! At the very least, you are legally obliged to have third party cover to drive, or even if you just park your car on a public road. Driving without insurance can lead to penalties, fines and legal consequences. You will need insurance to be able to tax your vehicle, which is also a legal requirement*.
Car accidents can cause damage to your vehicle, someone else’s vehicle or property, and injuries to you or others.
Fully comprehensive car insurance offers financial protection in case of accidents, theft, fire, damage to your vehicle or someone else’s, personal injury to you or a third party, and can protect you from potential legal claims made against you.
*Having vehicle tax and insurance may not be a legal requirement if your car is declared off-road with a Statutory Off Road Notification (SORN).*
We are here to help you find the best price and select the most cost-effective coverage to suit your needs and budget. As an independent broker, we have access to a vast range of insurers that cover a wide range of vehicles and a range of cover types and add-ons to suit your individual needs.
RAC Breakdown Cover – Breakdown cover is one of those things you’re glad to have when things go wrong. We use the RAC and they will provide you with assistance 24/7 from roadside, at home, recovery and onward travel.
Motor Legal Protection – Motor Legal Protection will provide up to £100,000 of legal costs to help you to claim for uninsured losses and out of pocket expenses related to any road traffic accident.
Guaranteed Hire Car – This optional cover ensures you have replacement vehicle for up to 14 days if your vehicle is unavailable or unroadworthy following a road traffic accident that is not your fault.
Protected No Claims Bonus – If you have a minimum of 4 years no claims discount, with no more than one fault claim within the past three years for all drivers combined, then you will be eligible to purchase No Claim Discount Protection.