Construction and Trade Insurance Built for the Job
Construction businesses and trade workers come to Alexander Swan for assistance with all their important insurance needs.
Our wide selection of tailored policies available for this sector meets the needs of a plumber, electrician, groundworker, scaffolder, roofer, tiler and any general construction business.
With our significant experience in this industry, and our product range, we ensure to deliver in all aspects of construction and trades insurances from a one-man operation to a large construction company with 50+ employees.
Home » Construction and Trade Insurance Built for the Job
Top Tips:
When you are busy on site all day, you may not find time for tasks like organising your insurance. Having the right cover is vital though.
- Have you checked your Business Insurance lately? Do you have the right type of policy? There are so many variations of cover depending on your circumstances.
- Do you employ people? If so, you are required by Law to have Employers Liability, and you are responsible for their Health and Safety. We strongly recommend Legal cover for added protection in the case of Employment Disputes.
- Beware of cheap policies. Often the terms are not valid in the event of a claim cover causing your business to suffer financially.
Our Most Popular Insurance Products for Construction Businesses and Traders:
Vehicles & Fleet
If you have a fleet of four or more vehicles, it is recommended that you cover your vehicles under a fleet policy.
Liability Insurance
In the event of an accident, Public Liability Insurance provides indemnity for legal liability.
Groundworker Insurance FAQs
Groundworker insurance typically includes public liability, equipment and tools cover, and employer’s liability if you hire staff. It’s tailored to protect you on active work sites.
Groundworks often involve excavation and working near services. Public liability insurance protects you if something is damaged or someone is injured due to your work.
Yes, we can include tools-in-transit and overnight storage cover, provided your vehicle meets certain security standards.
Yes. Most main contractors require proof of groundworker insurance before you’re allowed on site.
Yes, we can include cover for your own machinery as well as hired-in plant.
We can include accidental underground services cover, just let us know the type of work you carry out.
Yes. This protects you if hired equipment is damaged or stolen while under your responsibility.
Yes, your policy can be set up to cover you across different job sites.
Yes, we can offer monthly instalments to help spread the cost.
Yes. We’ll guide you through any claim to help minimise downtime.