Alexander Swan specialise in providing insurance designed specifically for ice cream and catering van operators to ensure you receive the best cover at the right price, whether you operate a single ice cream van or a fleet of ice cream vans. Ice cream van insurance is designed to provide you with cover specific to your needs including public liability insurance. Ice cream van owners have access to a policy designed to protect their business, vehicle and fittings. Speak to one of our advisors today for an ice cream van insurance quote.
What is Ice Cream Van Insurance?
Specialist ice cream van insurance is available to ice cream van business owners, allowing you to focus on running your ice cream business. As the owner of an ice cream or food van business, it is important to ensure you have the right insurance cover in place to cover the unique circumstances in owning and operating an ice cream van.
What’s included in Ice Cream Van Insurance?
Cover For Vehicles and Fittings – We understand the importance your vehicle plays in your business. Fully comprehensive cover is available for all makes and models of ice cream van including freezers, machines and stock along with breakdown cover, providing you with peace of mind at all times.
Public Liability Insurance – Ice cream van public liability insurance will protect your business from liability claims if a member of the public is injured. If you employ staff you will also need employers liability cover. Our specialist advisors will ensure you have the right insurance covers in place so that you can trade in confidence.
Do I Need Ice Cream Van Insurance?
Ice cream vans need specialist insurance cover different to a standard van due to the bespoke nature of the machinery and operating risks. With a bespoke ice cream van insurance policy you can rest assured your ice cream van business has the correct insurance cover in the unfortunate event of a claim.
We have helped many ice cream van businesses get the right cover at the right price including public liability, breakdown cover and employer’s liability insurance.
Ice Cream Van Insurance FAQs
The cost of ice cream van insurance varies depending on your individual requirements and the location of your business. At Alexander Swan we ensure your individual requirements are taken into account and present you with a quotation tailored specifically to the needs of your business.
Alexander Swan have a dedicated team of experts who specialise in providing quotes to people with businesses just like yours. To obtain a free no obligation insurance quotation for your ice cream van, burger van, catering van, refrigerated van or food van business please click here or call us free Monday to Friday on 0800 458 0082.
There are some 5000 ice cream vans located throughout the UK, with the majority operating only during the summer months. Specialist insurance ice cream van insurance reflects the seasonality of the business.
During long summer days there is the potential for ice cream van operators to make high profit margins and enjoy relatively low start-up costs. As you know ice cream vans are seasonal businesses and often operators have another source of income for the winter months. Limited mileage insurance discounts are available to many operators.
Ice cream vans are naturally a seasonal business and insurers understand that. Specialist insurance cover tailored to your requirements reflects the fact that your ice cream van is likely to be off the road for half of the year.