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Love to Cycle? Are You Insured if You Cause a Road Traffic Accident?

If you are a keen cyclist, you may have asked the question, “Do I need to have insurance when riding on the road?” While as a cyclist you are more likely to be a victim of a road traffic accident than the cause, you might prefer the added protection of an insurance policy. There is no legal requirement to hold insurance as a cyclist. However, in the event that you cause third party damage, you may very well be covering the costs.

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