Rugby Club Insurance
Rugby club insurance is specialised insurance specifically designed to provide cover for rugby union and rugby league clubs against a range of risks such as accidents, injuries, and theft or damage of rugby equipment.
What is Rugby Club Insurance?
Rugby club insurance is specialised sports club insurance designed to provide financial protection for both your rugby team and the wider club in the event of someone being injured or property being damaged, for which your club is responsible. Rugby club insurance can cover both rugby union and rugby league clubs.
Over the years, your rugby club may have invested in specialist equipment such as rugby posts, post protectors, tackle pads, balls, and club kit; in addition to any electronic equipment your rugby club may own, such as phones, cameras, laptops, and lighting. Protecting all this equipment against incidents such as thefts, breakages, and fire or water damage is important for your rugby club to do.
At Alexander Swan, we can cover a range of different rugby league and union clubs, including youth and junior rugby teams, and grassroots weekend league clubs. In addition to this, we can also provide cover for semi-professional and professional rugby teams.
It’s crucial to seek independent advice to make sure you get the correct rugby club insurance to suit the way your grassroots club operates. We will work with you to build a tailored, all-encompassing rugby club insurance policy that perfectly matches the size of your club and the unique risks it is exposed to.
Unlike dealing directly with an insurance company, Alexander Swan has access to multiple insurers and their diverse policies. This broad reach allows us to present you with a range of options, increasing the likelihood of finding the most competitive rates and comprehensive coverage. We are with you every step of the way, from helping you choose the right insurance through to fully assisting you should you ever need to make a claim.
What Does Rugby Club Insurance Cover?
If you run a rugby club, there are several important factors to consider with your rugby club insurance:
- Public Liability Insurance: Public liability insurance for rugby clubs is essential to protect you against potential claims from members of the club, spectators, or third parties in case they are injured, get sick, or their property is damaged in connection with your club.
- Equipment Cover: Rugby equipment is essential to the smooth running of your rugby club. Whether it’s equipment for a matchday, such as rugby posts, post protectors, corner flags, rugby balls, kicking tees, and team kit, to training essentials like bibs, cones, tackle pads, mats, and scrum machines, it’s important to protect your equipment from damage, breakages, or theft.
- Employers’ Liability: If your rugby club employs staff, employer’s liability is a legal requirement to protect against injuries caused to an employee whilst working.
Legal Expenses Cover: To protect you against any costs of legal disputes.
Do You Need Insurance to Play Rugby?
Whilst rugby club insurance isn’t a legal requirement, it’s highly recommended to have it. If you run a rugby club, you will know how easily accidents can happen, not only through contact on the field of play, but also through incidents off the field and around the ground. As well as the very real risk of players getting injured, there may also be spectators watching on, which adds to the risks associated with your club..
In addition to this, the equipment you may have as a club is prone to being damaged, stolen, or lost as a result of everyday operations, either in training or on a match day. This can include, but isn’t exclusive to, rugby post pads, corner flags, rugby balls, tackle pads, and club kit.
Our rugby club insurance is specifically designed to protect rugby teams from financial losses in the event of claims from members, employees, or third parties for injury or having their property damaged in connection with your club, in addition to offering you protection for your rugby equipment.
Rugby Team Insurance FAQs
Rugby club insurance is suitable for both rugby codes, rugby union and rugby league. We can cover a broad range of rugby clubs, ranging from grassroots and youth rugby teams all the way to semi-professional and professional clubs. Depending on what level of rugby your club is operating in, whether it’s a local league, regional league, or national leagues, you will require cover in similar areas, including employers’ liability, public liability, equipment damage, and legal expenses.
A typical rugby club will have insurance that protects it from the risks of running a rugby club. This will include protection for players at risk of injury when playing rugby, in addition to public liability to protect yourself from third-party claims. You should also look to protect your rugby equipment and facilities from losses, damages, or breakages.
The price of rugby club insurance will depend on several factors, including what you specifically need to cover with rugby club insurance and how much you need to insure it for. This will take into consideration the size of your club and the specific risks you’re exposed to. To get an accurate quote for how much a rugby club insurance policy would be, get in touch with an experienced insurance broker like Alexander Swan.