Home Insurance
Specialist property insurances giving peace of mind to homeowners.
Home Building & Contents Insurance
As a homeowner, you will want to ensure that in the event of an unfortunate incident, such as a fire, flood or break-in, that you will be able to recover your losses as best as possible.
Naturally, in some cases, personal items with sentimental value are lost forever, which is difficult enough to deal with, let alone if you also had to fork out sometimes thousands of pounds to repair or replace your property or contents.
We have a number of standard home building and contents facilities offering very competitive rates with additional discounts available when certain criteria are met.
Correctly Valuing Your Home Value And Contents
It is common for homeowners to underestimate the value of their home and contents, meaning that should you need to make a claim, you could be out of pocket by having to cover any surplus.
It can also be the case, that homeowners overvalue their business assets, the result being unnecessarily higher premiums.
Our experienced team can give you some guidance on how to go about ensuring you state the correct value on your policy.
Non-Standard Home Insurance
Properties built of non-standard construction, listed buildings, and those that have previously suffered from subsidence or flood, all require specialist policies to ensure cover is adapted appropriately.
Don’t be deterred from making contact if your property is a little unusual. Our panel of non-standard insurers offer a range of different cost-effective solutions to meet your requirements.
It can also be the case, that homeowners overvalue their business assets, the result being unnecessarily higher premiums.
Our experienced team can give you some guidance on how to go about ensuring you state the correct value on your policy.
Renovations
Self-build, extensions, and renovations can also be an issue under a standard home insurance policy, especially when carrying out structural work.
It’s best to plan ahead, so if property renovation is a consideration, check to see what is covered with your existing policy and contact us to discuss a specialist policy, if required.
Don’t be deterred from making contact if your property is a little unusual. Our panel of non-standard insurers offer a range of different cost-effective solutions to meet your requirements.
High Value Sums Insured
For those families or individuals with larger properties or personal items such as jewellery that is valued as higher than average, it is highly recommended to insure with a High Value Home policy.
These policies provide a much wider cover with higher limits giving you added peace of mind that the value of your treasured possessions will be replaced in the event of damage or theft.
We have a selection of superior policies designed just for you.
It’s best to plan ahead, so if property renovation is a consideration, check to see what is covered with your existing policy and contact us to discuss a specialist policy, if required.
