Specialist fleet vehicle insurance policies designed just for commercial businesses.
Fleet Vehicle Insurance
If you have a fleet of four or more vehicles, it is recommended that you cover your vehicles under a fleet policy.
When you are new to fleet, some insurers allow a discount per individual vehicle, no claim bonus. However, fleet no-claims discounts are calculated on the performance of all vehicles and confirmed in a document called “Claims Experience”.
If your “Claims Experience” is good (low claims frequency and costs), you will benefit from additional discounts as time goes by. It is certainly easier from an administration perspective as these policies are more flexible when it comes to changing vehicles and often include open driving.
Your vehicle, or fleet of vehicles, is often a highly valuable business asset, as it gets you to and from your base of work to meet with customers and suppliers. A break-down could cause you to lose business and reputation. Breakdown cover is another low-cost product we strongly advise you include as part of your package, if you don’t already have cover in place, to give you peace of mind when you are on the road.