Cleaners Insurance
Cleaners Insurance is a specialised insurance designed to protect cleaners and cleaning businesses in case something goes wrong. Potentially, customers, members of the public or employees could make claims against cleaning businesses for injury or damaging their property. Having cleaning business insurance provides peace of mind that financial protection is in place should the worst happen.
What is Cleaners Insurance?
As a cleaning business, you’ll be in contact with the public and their personal or commercial property. Your clients will put their trust in you to look after their home, office or commercial premises and their contents or belongings. Without the correct cleaning business insurance, unexpected events could leave you significantly out of pocket and even leave your business unable to trade for long periods.
You will need to consider risks such as a customer, a member of the public or even an employee slipping on a floor that you have just cleaned, you accidentally breaking or damaging something belonging to your client, someone tripping over your vacuum cleaner cable, or your cleaning equipment being stolen or damaged.
It is crucial to seek independent advice to make sure you get the correct cleaners insurance to suit the way your restaurant business operates.
Alexander Swan will work together with you so that we can build a tailored, all-encompassing restaurant insurance policy to perfectly match the size of your business and the risks it is exposed to.
Unlike dealing directly with an insurance company, Alexander Swan has access to multiple insurers and their diverse policies. This broad reach allows us to present you with a range of options, increasing the likelihood of finding the most competitive rates and comprehensive coverage. We are with you every step of the way, from helping you choose the right insurance through to fully assisting you should you ever need to make a claim.
What Does Cleaners Insurance Cover?
If you are a cleaner or you own a cleaning company, it is crucial to have the correct cleaners insurance to protect your business, staff and customers. Important considerations when sourcing cleaning business insurance include the following:
- Employers’ Liability: If you employ staff, employer’s liability is a legal requirement to protect against injuries caused to an employee whilst working.
- Public Liability Insurance for cleaners: This is essential to protect you against potential claims from clients or the public in case they are injured, get sick or their property is damaged in connection with your business .
- Legal expenses cover to protect you against any costs of legal disputes
Why Do Cleaners Need Specialised Insurance?
Cleaning business insurance is crucial for protecting your business from risks such as customers claiming against you for damaging their property or for injuries caused in connection with your business.
Having the correct comprehensive tradesman insurance for cleaners provides you with peace of mind that your business is protected from expensive legal claims, allowing you to get on and do what you do best – leaving everything immaculate and sparkly clean.
Cleaners Insurance FAQs
Cleaning business insurance is essential to protect business owners from costly claims against them from clients, members of the public or employees. For example, someone may claim they have been injured as a result of your cleaning services, or that you have damaged their carpet by cleaning or spilling something on it.
The cost of cleaners insurance will depend on various factors such as the size of your business, what type of cleaning you do and whether you have employees.
