Are Small Businesses Underestimating Cyber Risks?

Increasingly, small and medium-sized businesses (SMEs) are experiencing cyber attacks, yet despite mounting evidence many SMEs continue to underestimate the scale of the threat and as a result may not be taking the necessary steps to protect themselves. The reality of Cyber Threats Cyber crime is no longer a problem reserved for large organisations. A … Read more

Why Businesses Can’t Afford to Ignore Cyber Security

Businesses are under increasing pressure to take cyber security seriously. In recent months major UK retailers including well respected household names such as Marks & Spencer and Harrods have been hit by sophisticated cyber attacks. Systems were shut down, online services crippled, customer data compromised with financial fallout running into tens of millions. These high … Read more

Flood Resilience: The hidden risks in modern garden trends

The UK has just experienced its driest Spring since 1961, with rainfall levels well below seasonal averages. Dry, compacted ground struggles to absorb sudden downpours, causing rainwater to run off quickly into streets, drains and low-lying areas. Dry spells significantly increase the risk of flash flooding when heavy rain eventually returns With more frequent and … Read more

Reflecting on a Fantastic Week at The Cleaning Show 2025

Last month we had a fantastic and very productive time at The Cleaning Show at London’s Excel. It was great to catch up with our existing clients, industry experts, health & safety consultants and manufacturers of leading cleaning products.  We also had the pleasure of meeting plenty of potential new clients. Thank you to everyone … Read more

What Insurance Does a Sports Club Need?

Grassroots sports clubs are the heart and soul of local communities throughout the UK, bringing people together through sport. They provide opportunities for people of all ages to develop new skills, engage in physical activity and integrate themselves into their local community. Whether it’s a local football team, rugby club or village cricket club, all … Read more

Looking After Your Home This Summer

Whether you’re planning a holiday or spending time with family, it’s important to keep your home safe this summer. If you’re heading off on a long trip, remember to turn your mains water off and don’t forget to unplug electronics. Plugged-in electronics can present a fire hazard due to faulty wiring or power surges even … Read more

The Hidden Dangers of Lithium-Ion Batteries

Lithium-ion batteries have become indispensable in our modern world, powering everything from mobile phones and laptops to electric vehicles. While their efficiency and widespread use have revolutionised technology and travel, they also pose significant risks that often go unnoticed – particularly fire hazards. As reported by the BBC, there was a 78% increase in e-bike … Read more

Attention all Landlords: Introducing Rent Guarantee and Legal Expenses Insurance

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Rent guarantee and Legal Expenses cover provides you with a safety net, ensuring you receive rental income if tenants default on payments. Our insurers include cover for legal expenses for breach of tenancy, eviction, pursuit of rent arrears and legal defence, as well as providing a helpline to help you navigate the legal complexities with your best interests at heart.

Landlords Insurance: Frequently asked questions

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Your property is a significant asset, so it’s important to ensure your investment is protected by having adequate insurance in place. No matter how careful you are about background checks and risk assessments, things can still go wrong. As an independent insurance broker, here are some of the most common questions we’re asked about insurance for rental properties, along with the covers available to provide you with peace of mind.