Grassroots sports clubs are the heart and soul of local communities throughout the UK, bringing people together through sport. They provide opportunities for people of all ages to develop new skills, engage in physical activity and integrate themselves into their local community.
Whether it’s a local football team, rugby club or village cricket club, all of these clubs play a vital role in building social connections in communities and also encouraging sport and physical exercise.
Specialist Insurance for Grassroots Sports Clubs
Aside from the rewards and fun of running a community centric sports club, there are some risks and responsibilities that club leaders should be aware of. Grassroots sports clubs face a range of potential risks from accidents and injuries to property damage and liability issues.
Specialist sport club insurance provides a safety net that helps clubs to manage certain risks and ensures that they can continue to operate smoothly, even when rare and unexpected events occur.
Why do Grassroots Sports Clubs need Public Liability Insurance?
Public liability insurance is one of the most important types of insurance cover for any sports club, however large or small. It protects the club if a member of the public is injured or suffers damage as a result of the club’s activities.
For example, if a spectator trips over equipment left on the field, the club could be held liable for a compensation claim. Public liability insurance covers these sort of costs and helps to protect the club’s finances.
Why do Grassroots Sports Clubs need Employer’s Liability Insurance?
Many smaller sports clubs rely on volunteers, coaches and sometimes paid staff to run them smoothly. Employer’s liability insurance is a legal requirement if your club employs staff, even if they are volunteers. This type of insurance covers the club if an employee or volunteer is injured or becomes ill as a result of their work for the club.
Why do Grassroots Sports Clubs need Property Insurance?
Most grassroots sports clubs operate out of facilities such as clubhouses, changing rooms or storage sheds – some new and some not so new. Property insurance protects these buildings and the contents from risks such as fire, theft or vandalism.
Property insurance can also cover sports equipment, uniforms, tuck shop items and other things stored in the clubhouse that are owned by the club.
Why do Grassroots Sports Clubs need Event Insurance?
Many grassroots sports clubs hold regular fundraising activities or community days. Clubs should consider event insurance and even cancellation cover to protect the club if something unfortunately goes wrong.
Choosing the right insurance for your club
Knowing that your club is best protected against various risks allows club leaders and managers to focus on running the club with peace of mind.
At Alexander Swan we’ve helped many sports clubs across the country to get this right level of insurance cover for their individual needs. Our experts will help you assess the risks, determine the type of coverage your club needs and present the best cover options at a competitive rate.
Find out more about our specialist insurance for sports clubs.
