Sweet Summertime: Insure your ice cream van with confidence

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With the summer holidays fast approaching we’re dreaming of sunny days, visits to the sea side and the chimes of ice cream vans in the street. Ice cream vans bring smiles to children and adults alike, however behind the joy and treats is a serious business that requires specialist insurance coverage to ensure operators are best protected.

Insurance for Ice Cream Van Operators

Your ice cream van is more than just a vehicle – it is the heart of your business. Ensuring it is fully protected is essential for maintaining your livelihood. Comprehensive cover is available for all makes and models of ice cream van, encompassing the vehicle itself as well as the integral components like freezers, machines, stock and cash cover.

  • Core Coverage: This covers any damage to your van, whether from an accident, theft or vandalism.
  • Freezers and Machines: Your ice cream machines and freezers are crucial to your operations. Policies are available for these fittings, ensuring you can keep serving with minimal interruption.
  • Stock Coverage: From ice creams to cones, flakes and toppings, your stock can be protected against loss or damage.
  • Breakdown Cover: A breakdown can be a major setback, particularly during peak season. This ensures you can get back on the road and continue serving your customers as soon as possible.

Protecting Your Business: Public Liability Insurance

Interacting with the public is a daily aspect of running an ice cream van, making public liability insurance essential. This type of insurance protects your business from liability claims if a member of the public is injured or if their property is damaged as a result of your business operations.

Public Liability Insurance

Whether it’s a slip on a spilt scoop or an allergic reaction, public liability insurance covers legal fees and compensation costs.

If you employ staff, even part-time during the busy summer months, you are legally required to have employer’s liability insurance. This covers claims from employees who may be injured or fall ill as a result of their work.

Why Choose Alexander Swan?

Operating an ice cream van is a rewarding yet challenging business. Ensuring you have the right insurance in place is crucial to protecting your livelihood and providing uninterrupted service to your customers.

Alexander Swan specialise in providing insurance solutions designed specifically for ice cream van operators to ensure you receive the best cover at the right price, whether you operate a single ice cream van or a fleet of ice cream vans.

Our team of specialist advisors will work with you to ensure you have the right insurance covers in place, tailored to the specific needs of your business. This way, you can trade with confidence, knowing that you are protected against the unexpected, allowing you to focus on what you do best.

Expert Advice

Our advisors are specialists in helping ice cream van operators to get the right insurance cover and will guide you through the process, ensuring you understand all options available to you.

For more information on how we can help protect your ice cream van business please click here or contact us today.

We are committed to supporting your business, so you can enjoy a worry free summer. Happy scooping!