Do You Need Employers’ Liability Insurance as a Sole Trader? A Guide from Insurance Brokers in Swindon

Female insurance broker in Swindon giving advice to a young sole trader about employers’ liability cover.

We know insurance can feel confusing, especially when you’re running everything yourself as a sole trader. Whether you need employers’ liability really depends on how you work and whether anyone else helps in your business. Our goal is to give you a clear, jargon-free explanation so you can make informed decisions about protecting your business. … Read more

Window Cleaner Insurance Explained: Protecting Your Van and Business

Picture of two window cleaners workiing outside of a building while using lifts.

Running your own window cleaning business is rewarding, but it comes with risks you can’t afford to ignore. Whether you’re working with traditional ladders and squeegees or using modern water-fed poles and vans, your tools, vehicles, and even your own safety are exposed to potential accidents or losses. That’s why having the right window cleaner … Read more

How to Compare Window Cleaners’ Insurance: Public Liability

Window cleaner working at building

If you’re a professional window cleaner, you already know your work comes with real risks, and we’re not just talking about the weather. Working at height, moving through public spaces, and using water-fed pole systems around homes and businesses all bring potential hazards. That’s why public liability insurance isn’t just a nice-to-have; it’s essential. It … Read more

Reducing Window Cleaning Insurance Costs for Small Businesses in the South West

professional window cleaning service worker

Small businesses are the backbone of the South West economy, but keeping them running profitably means controlling every outgoing. Insurance is a vital part of business protection, but many companies in Bristol, Exeter, Swindon, and across the region are paying more than they should. Business insurance is a crucial aspect for small businesses, protecting against … Read more

Café Insurance Checklist: What Every Independent Café Needs to Cover

Espresso pouring from coffee machine at cafe

Running your café is a labour of love, but it’s not without risk. From unpredictable customer accidents to fire damage or equipment breakdown, life as a café owner can present unexpected challenges. That’s why having the right café business insurance in place is essential. At Alexander Swan, we specialise in leisure insurance that’s tailored to … Read more

Restaurant Insurance Explained: Protecting Staff, Stock, and Customers

Chef preparing beef steak with vegetables in a commercial kitchen, daily operations covered by restaurant insurance.

Running a restaurant or licensed venue is incredibly rewarding, but it also comes with a fair share of risks. At Alexander Swan, we understand that protecting your business is a priority, not just for your peace of mind but to safeguard your staff, stock, and customers from unexpected events that could otherwise cost you dearly. … Read more

Builders Insurance UK & Tradesman Insurance: Protecting Your Business the Right Way

Builder working on construction site

At Alexander Swan, we know that running a trades business isn’t easy. Whether you’re a builder, a cleaner, or a window cleaner, your work keeps the UK moving. But with every job comes risk, from accidental damage to injury or theft. These risks can have a significant financial impact on your business, potentially leading to … Read more

Ice Cream Van Insurance: Tailored Protection for UK Mobile Catering Businesses

Friends buying ice cream from a ice cream van.

Ice cream vans aren’t just part of British summertime charm; they’re fully fledged mobile businesses. Whether you’re serving 99s at a seaside promenade, scooping gelato at weddings, or trading at weekend markets, your van is more than transport. It’s your livelihood. As a key part of the wider ice cream business, running an ice cream … Read more

How to Choose the Right Insurance Broker for Window Cleaning Van Insurance

Worker cleaning window of a building outside

Running a successful window cleaning business relies on more than just spotless results. Behind every van, water tank, and pole system is the need for reliable insurance. But with so many brokers and insurers on the market, how do you find the right one to protect your business? Generic comparison websites and standard insurers may … Read more

Why Declaring Van Modifications Is Crucial for Window Cleaners

Window cleaner using a sponge to clean outside windows at building. Concept of how important is to have window cleaning insurance.

In the world of window cleaning, your van is more than just a mode of transport; it is your mobile workspace. It carries essential tools, stores water-fed pole systems, and underpins your entire business operation. But what many window cleaners do not realise is that upgrading or modifying your van could unintentionally void your insurance … Read more