Expert Advice, Personal Service

We understand that getting the correct level of cover for your business is a complex, but vitally important task. There are usually several diverse risks that need to be insured, and each needs to be carefully considered in its own right.

Thankfully, we have a wealth of experience in dealing with a wide variety of businesses which gives us a unique insight into what protection different sorts of companies need. We will often be able to highlight important areas you may never have considered, such as 'Key Person' or 'Dishonesty' insurance.

Why not give us a call on 0800 458 0082 and we'll be happy to talk over what your business needs and how we can help you to get the protection you need.



Business Package Policies
Because some businesses are quite similar, we offer several 'package' policies that will cover most (if not all) of the areas you need to insure. As these are pretty standard, you can benefit from knowing that nothing is left uncovered, but also very competitive premiums.

We have package policies for :
- Public Houses and Restaurants
- Shops and Offices
- Manufacturing Companies



Landlords
Whether you let residential or commercial buildings, Alexander Swan has the right cover for you.

We routinely cover:
- Professional, Student and DSS lets
- Unoccupied Residential Properties
- Properties Undergoing Renovation

We can tailor each policy to individual needs. Call us on 0800 458 0082 to discuss your portfolio.



Professional Indemnity
Professional indemnity insurance protects your business against claims for error, omissions, professional neglect etc. and is compulsory for several professional businesses

Our policies will provide protection against claims such as:
- Negligence or breach of duty of care
- Intellectual property: unintentionally infringing on others’ copyrights, trademarks etc
- Data: damaged, lost or stolen data and documents belonging to your clients
- Dishonesty: liability arising from the theft of your clients’ money



Fleet Insurance
If you have four or more vehicles you can insure these under a fleet policy, as long as all the vehicles are owned by a company and not a private person.

Fleet insurance is designed to reduce the cost for companies of insuring each vehicle separately, and also provides additional cover and benefits that you would not usually get from a standard commercial vehicle policy. 

Whether you have 15 lorries or 6 company vehicles, give us a call and we will discuss your particular requirements.


Public and Employers Liability
Public and Employers liability is compulsory in most cases, but not all policies are the same! We have wide experience in advising and providing cover for Public, Products and Employers Liability for many types of businesses, and are able to offer significant benefits over other policies.

Our Employers liability, for example, is based on turnover rather than number of employees, so that you don't have to amend the policy every time a staff member joins or someone leaves.

We have also developed special schemes for high risk trades such as window cleaners, scaffold erectors and roofing contractors.


Special Schemes
We specialise in insuring several trades that are traditionally considered "high-risk" and have developed some unique and special schemes.

The trades covered by these schemes are:
- Window Cleaners (Both Traditional and Reach & Wash)
- Scaffold Erectors
- Roofing Contractors

More information about our Special Schemes